Pay with Convenience: Pay Without Leaving Home
Thanks to technology, today buying online and paying expenses without intermediaries is possible and very easy. In this regard, apps and payment buttons are the best tools for those purposes.
Many eCommerce sites have a variety of options and payment buttons integrated into their platforms to make the purchase process easier. Other businesses have apps or online payment platforms, even for cash.
The idea is to offer customers easy options to finalize their purchases in the most comfortable way possible and even using cash, all this without leaving their homes. Do you want to know more about this? We give you all the information in this article.
Paying expenses without intermediaries: Pay without leaving your home
Due to digitalization we had to change many of our habits. Mainly those related to consumption, in other words how we buy and pay; now we do it online.
These new habits drove eCommerce and payment methods all over the world. The main issue arose in terms of people:
- They do not have neither bank accounts nor credit or debit cards.
- They do not trust in online payments.
- They are worried about high costs in terms of bank commissions.
- Some people are not in their country of origin and they do not have access to banking services.
The solution was easy: online platforms emerged that enable customers to finalize the purchase via Internet. In other words, with these platforms you can pay purchases and expenses without intermediaries and using cash without leaving your home.
85% of transactions around the globe are made using cash. Therefore, online platforms to pay purchases and expenses in eCommerce sites using cash are on the rise.
Paying expenses without intermediaries: a glance to the future
The acceleration of trade digitalization that took place last year also drove the payment method sector. However, what until recently was only a glance to the future, today it is a reality in expansion.
The reason is new consumption habits. As well as the new customer-centered and technological business models that as a result promoted the growth of electronic payment methods.
Additionally, moving purchases to the online channel poses new challenges. For example, the universalization of online payments that includes new cash-centered models.
The goal is to make online purchases easier using platforms that enable customers to make cash transactions and paying expenses without intermediaries.
Why choosing a more collaborative economy is important?
The development of new technologies and digital platforms has made trade in digital environments possible. This is a way of accessing and offering products and services on equal terms.
Besides, this is a more collaborative economy. The importance of choosing this type of economy lies in its capacity to help solve inequality issues.
Mainly because it enables almost any person to offer goods and services. Moreover, this can be done with very few obstacles at the beginning and for compensation.
The collaborative economy is a way of reducing transactions costs or solving a problem without necessarily using cash. This model is on the rise thanks to Internet and the new technologies.
In accordance with a BID study, the collaborative economy has the ability to help to:
- Use scarce resources efficiently. For instance, the study mentions platforms that offer secondhand items.
- Reduce and regularize unregistered workforce. In Latin America, the rate of unregistered workforce is 46.8% on average.
PAGO46: Buy online and pay with cash
Online payment platforms have never been more important before. Specifically, in a context where global trade tries to adapt to new economic models, consumption habits, and digitalization.
For this reason and due to the fact that online purchases are very convenient, comfortable and on the rise, we created PAGO46. This is an online platform to pay expenses without intermediaries and using cash.
The advantage of our proposal is that consumers do not need credit cards or bank transfers. Besides, this is a convenient, secure, flexible and accessible platform to pay online purchases 24/7.
An option that is adjusted to your preference
PAGO46 is a payment platform that is adjusted to your preference because it was created with the goal of revolutionising online payments in emerging markets while making them more convenient and beneficial.
Our greater contribution in terms of a collaborative economy is to help those who have no access to banking services to participate in digital trade. We do this democratizing payment services for those who need a product to be delivered, buy in a retail store, buy online, or work with an app of products and/or services.
Specifically, we do this enabling inclusion and access for all those who want to buy online and pay expenses without intermediaries. We grow with that aim in mind and we are excited for what we envision for the future.
Conclusion
Buying via Internet is really easy, convenient, and comfortable. However, the main challenge is paying without intermediaries when customers do not have cards or bank transfers.
For this reason, P46 is committed to provide everyone with an accessible payment platform, which can also be used to buy online and pay with cash.
Our service is available in Chile, Argentina, Ecuador, and we are expanding to Mexico. We are encouraged by a collaborative economy and the democratization of payment services for all those who want to buy via Internet.
