PAGO46: How can you manage digital payments of customers in an easy and simple way?
Smartphones are an integral part of the lives of most people. Today they are one of the main tools customers use to make digital payments.
Applications such as PAGO46 can simplify the purchase process between your company and your customers; apart from providing users with a fast and efficient payment method so that they can buy online without a credit card or even without having access to banking services.
This article describes how to use PAGO46 to manage your customer online payments. But first let's go over what benefits the platform offers.
Advantages of properly manage your digital payments
When you manage the digital payments of your customers, you can save time, money, and energy. You can use this optimized time to make your business grow, while you ensure your business cash flow is constant.
PAGO46 enables you to process payments fast by making transactions in real time. But these are not the only benefits as digital payments have many more advantages, such as:
Comfort and accessibility
Digital transactions enable customers to pay their debts anytime, anywhere. They can even do it by pressing the PAGO46 (embedded) button that is available in your website or application. This way they will be able to contact an agent of P46 network and deliver cash.
Low risk
Digital payments are much more secure than traditional methods because they are difficult to handle. In fact, P46 generates a QR code the customer must present when he meets a Partner of the network so that he can scan it himself. We provide a QR code that is scanned once the customer meets a Socio46.
"PAGO46 is totally secure. We do not store personal or financial information of customers.”
Therefore, users need a totally secure QR code to confirm their payment through our network. That is to say, users confirm their payment with a code that is totally secure.
Once the transaction is finished, the customer receives a notificationto continue with the operation .
How does PAGO46 work in stores?
In order to receive payments from your customers, you must incorporate the payment button in your website or application. This way your customer can pay to any available Socio46 (fixed point of sale or mobile partner) of our cash payment network.
"PAGO46 is your ideal option to sell online or receive cash payments for paid service bills.”
The general procedure is as follows:
- The store offers the option to pay using PAGO46 to the customer in its website or app.
- The user presses the button.
- The store communicates through an API to create a payment order.
- PAGO46 replies with an URL to where the user should be taken.
- The store takes the user to the URL, who completes the information process in P46 entering his personal data and address, among other data.
- The user must choose to go to a fixed point of sale and make the payment to a Socio46 or meet a Socio46 to give him the money in cash.
- Another option to the one that involves taking (Request) the user to the URL is to incorporate the P46 button into a web iframe, webview, among others. The user can be taken(Request) or the URL or the PAGO46 payment button can be embedded in a web iframe, webview, among others.
- Once the customer and Socio46 meet, the latter scans the QR code, payment is requested and the transaction is finished.The store receives a real-time notification so that it can continue with the process.
- The store completes its internal logistics, whether to clear the payment, send the products, etc.
- The user is taken to the successful purchase or confirmation page of the store.
How do you create a cash-in order?
After the user expresses his will to pay using P46, the merchant must create a purchase order. The procedure is as follows:
- The user selects the option P46 and then an order is created with API P46.
- Immediately, the user is taken to the URL included in the reply.
Now if you want the user to start the payment process in P46, these are the steps to follow:
- The store must communicate using the API to create an order.
- The API will reply with the necessary information to take the user to an URL and also to follow up the order.
PAGO46: your cash payments partner
As we have already mentioned, PAGO46 cash payment platform to buy online. As a partner, you have the opportunity to join the largest cash payment network of the region and enjoy the benefits.
There are many available services, depending on whether you are a company, an external network or a Socio46.
How does it work?
When a user selects "Pay using PAGO46", they will get a QR code. Then, they can check the map to see the nearest points of sale depending on his location (Socio46 points and afilliated networks) and the business hours to make the payment.
"With PAGO46 your customers can buy online and pay in cash through the network of Socios46."
This information will help him choose the most convenient method to make the payment. For instance, he can go to any fixed point of sale or meet a mobile Partner.
Conclusion
The goal of stores is to increase their sales, and innovation is key to achieve such goal. Make sure to provide more payment methods that help your customers to pay their bills in the most convenient way .
Take into account that many people do not have credit cards yet. For them a digital payment platform is essential. Trust P46 to help you!
In PAGO46, we are pioneers in the field of cash payment processing. We give you an efficient and user-friendly tool to manage your customer digital payments.
If you have any doubts about digital payment management, please contact us.